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Reasons to Seek Legal Help for SSD

An attorney from your area will handle all the paperwork, collect the medical records, speak to the Social Security Administration on your behalf and prepare you for any hearings.

An attorney from your area helps at all levels of the process, from application, to any hearings, through appeals.

You pay no fees until/unless they win. The Social Security Administration pays the attorney from the applicant's retroactive benefits. The fee is 25 percent of those benefits, up to a maximum $6,000.

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You can Apply for SSDI and SSI Benefits at the Same Time

Last updated: January 9, 2013

Two of the many programs administered by the Social Security Administration (SSA) are Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). Some Individuals with disabilities may be able to qualify for either of the programs and in some cases both SSI and SSDI.

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Both federal SSA Programs are designed to provide financial assistance to people with disabilities. SSI (Supplemental Security Income) is an income-based program for low-income individuals. Eligibility is based on your income and resources. You must also be disabled, blind, or age 65 or older. SSI benefits are not based upon prior work history. SSI is funded thru a general fund from the U.S. Treasury. Additionally most states allow beneficiaries to also receive Medicaid assistance to pay for prescriptions, doctor visits, hospitalization and other health related costs.

SSDI (Social Security Disability Insurance) eligibility is not based on low income. It is only available to people that have paid into the federal insurance program through FICA payroll taxes. You must also meet the Social Security Administrationís guidelines for a Disability.

The basic eligibility criteria for SSI benefits are somewhat different than for SSDI.

-Adults that are age 65 or older, disabled or blind.

-Children who are disabled or blind.

-You must meet the SSI eligibility requirements for limited income and resources.

-Must be a United States resident.

-Not be out of the country for greater than 30 days.

-Must be a U.S. citizen, national or qualify in a category of eligible non-citizens.

SSI Limited Resources Requirements

Resources are items that you own and include stocks, bonds, cash, and real estate. Total resources for an Individual must be no more than $2000, and for a couple, total resources must not be worth more than $3000.

The Social Security Administration does not count the following as resources:

- The house you live in and the land that it is on.

- Your Car

- Life Insurance worth $1500 or less

- Burial Plots

- Burial Funds, up to $1500 for you and $1500 for your spouse

SSI Benefit Limits

Some states may supplement your federal SSI benefit with added state payments. This will make your total SSI benefit payment higher in those states.

The states take into account your income and living arrangement when calculation additional benefits. The Federal baseline benefit rate in 2012 was

$698 per month for an individual and $1,048 per month for a couple.

Many Individuals are surprised to learn that they eligible to apply for both SSDI and SSI benefits. Using a qualified disability Attorney will help you streamline and organize your applications and improve you chances of being granted benefits.

Disability Attorneys can handle both the SSDI and your SSI claims at the same time, maximizing your benefits payments and getting you results much more quickly than trying to apply on your own.